LEGACY & PLANNED GIVING
Planned giving enables you to support Army and Navy Academy in a manner that aligns with your values while also achieving your personal financial objectives. By including the Academy in your estate or financial plans, you help ensure future generations of cadets can benefit from an Army and Navy Academy education rooted in virtue development and personal excellence.
WAYS TO GIVE
By choosing a planned gift, you create a lasting legacy of support for the Academy and ensure cadets will continue to thrive for generations to come. Every planned gift, large or small, strengthens the future of the Army and Navy Academy.
The Academy helps to facilitate the following forms of planned and legacy giving.
Bequests (Wills & Trusts)
How It Works: Designate the Academy in your will or trust.
Benefit: Simple, flexible, and leaves a legacy without affecting your lifetime finances.
BENEFICIARY DESIGNATIONS
How It Works: Name the Academy as a beneficiary of your retirement account, life insurance, or bank account.
Benefit: Easy to set up, avoids probate, and maximizes tax efficiency.
CRTs (CHARITABLE REMAINDER TRUSTS)
How It Works: You receive income for life (or a term of years) and the Academy receives the remainder.
Benefit: Provides steady income, tax advantages, and supports the Academy in the future.
CGAS (CHARITABLE GIFT ANNUITIES)
How It Works: You make a gift and receive fixed lifetime payments. The balance supports the Academy after your lifetime.
Benefit: Reliable income, partial tax deduction, and meaningful impact.
CLTs (CHARITABLE LEAD TRUSTS)
How It Works: The Academy receives income for a set time, and your heirs receive the remainder.
Benefit: Immediate support for the Academy while reducing estate taxes for your family.
LIFE INSURANCE GIFTS
How It Works: Donate an existing policy or create a new one with the Academy as benificiary.
Benefit: Modest premiums can create significant future gifts.
GIFTS OF REAL ESTATE OR SECURITIES
How It Works: Donate appreciated assets outright or through a trust.
Benefit: Avoids capital gains taxes, provides immediate tax deduction, and makes a lasting impact.
To learn more about how you can best support Army and Navy Academy, please contact Lisa Meyer, the Director of Development, at 760.547.5208 or email lmeyer@armyandnavyacademy.org.
Comparison at a Glance
| METHOD | PROVIDES DONOR INCOME | COMPLEXITY | BENEFIT TO ACADEMY |
| Bequest | No | Simple | At death |
| Beneficiary Designation | No | Simple | At death |
| CRT | Yes | Complex | After trust term |
| CGA | Yes (fixed payments) | Moderate | After donor’s life |
| CLT | No (income to school) | Complex | Immediate + future |
| Life Insurance | No | Moderate | At death |
| Real Estate / Securities | No | Moderate | Immediate or future |